Terms of Use

Terms of Use These Terms of Use (“Terms”) govern access to and use of the websites, applications, services, content, and related functionality provided by KOBIPC and its affiliated or managed websites (“we”, “us”, “our”, or the “Service”). By accessing or using the Service, you agree to these Terms. If you do not agree, you must not use the Service. 1. About Us The Service is operated by KOBIPC or the operator identified on the applicable website. Website: https://kobipc.com Certain websites, applications, or domains operated within our multi-site platform may contain additional terms, notices, or policies specific to those services. 2. Eligibility You must be legally capable of entering into binding agreements under applicable law to use the Service. You may not use the Service: - in violation of applicable laws or regulations - to engage in fraudulent, abusive, or unlawful activity - to interfere with the security, integrity, or availability of the Service 3. User Accounts Some areas of the Service may require registration or authentication. You agree to: - provide accurate and current information - maintain the confidentiality of login credentials - promptly notify us of unauthorized access or security concerns - accept responsibility for activities occurring under your account We reserve the right to suspend or terminate accounts that violate these Terms or applicable law. 4. Acceptable Use You agree not to: - use the Service for unlawful purposes - upload malicious code, malware, or harmful content - attempt unauthorized access to systems or data - scrape, overload, or interfere with the Service - violate intellectual property rights - impersonate another person or entity - distribute spam or unsolicited communications - attempt to circumvent security or rate-limiting protections 5. Intellectual Property Unless otherwise stated, the Service, including software, designs, text, graphics, logos, code, databases, and content, is owned by us or our licensors and protected under intellectual property laws. You may not: - copy - reproduce - distribute - reverse engineer - modify - commercially exploit any part of the Service without prior written permission unless permitted by applicable law. 6. User Content If you submit content, including messages, files, feedback, reviews, or other materials (“User Content”), you retain ownership of your content. However, you grant us a limited, non-exclusive, worldwide license to: - store - process - display - transmit - reproduce User Content solely for operating, securing, improving, or providing the Service. You represent that: - you have the necessary rights to submit the content - the content does not violate law or third-party rights - the content is not unlawful, harmful, or malicious We may remove or restrict content that violates these Terms or applicable law. 7. Privacy and Data Protection We process personal data in accordance with applicable privacy and data protection laws, including the General Data Protection Regulation (GDPR) where applicable. Please review: - our Privacy Policy - our Cookie Policy for information regarding: - data processing - legal bases - cookies - retention - security - international transfers - your privacy rights 8. Cookies and Tracking Technologies The Service may use cookies and similar technologies for: - security - authentication - functionality - analytics - preferences - communications Where required by law, non-essential cookies are used only after obtaining valid consent. Users may manage cookie preferences through the cookie settings available on the website. 9. Third-Party Services The Service may include integrations, links, embedded content, APIs, or services operated by third parties. We are not responsible for: - third-party content - availability - security - privacy practices - terms of third-party services Your use of third-party services is subject to their own policies and terms. 10. Availability and Changes We may: - modify - suspend - discontinue - restrict all or part of the Service at any time without liability. We do not guarantee uninterrupted or error-free operation. 11. Security We implement reasonable technical and organizational security measures to help protect the Service and personal data. However, no system or transmission method can be guaranteed completely secure. Users are responsible for maintaining the security of their own devices, credentials, and systems. 12. Disclaimers The Service is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim warranties of any kind, whether express, implied, or statutory, including: - merchantability - fitness for a particular purpose - non-infringement - availability - accuracy - reliability We do not guarantee: - uninterrupted access - absence of vulnerabilities - compatibility with all systems - complete accuracy of content 13. Limitation of Liability To the fullest extent permitted by applicable law, we shall not be liable for: - indirect damages - incidental damages - consequential damages - business interruption - loss of profits - loss of data - reputational harm arising from or related to use of the Service. Where liability cannot be excluded under applicable law, liability will be limited to the minimum extent permitted. 14. Indemnification You agree to indemnify and hold harmless KOBIPC, its affiliates, personnel, contractors, and partners from claims, liabilities, damages, losses, or expenses arising from: - your use of the Service - your violation of these Terms - your violation of applicable law - your infringement of third-party rights 15. Suspension and Termination We may suspend or terminate access to the Service immediately if: - you violate these Terms - required by law - necessary for security or operational reasons Termination does not affect rights or obligations accrued before termination. 16. International Use The Service may be accessed internationally. Users are responsible for complying with local laws applicable in their jurisdiction. 17. Accessibility We aim to improve accessibility and usability of the Service where reasonably possible. 18. Changes to These Terms We may update these Terms from time to time. Updated versions will be published with a revised effective date. Continued use of the Service after changes become effective constitutes acceptance of the updated Terms. 19. Governing Law These Terms are governed by the laws applicable to the operator identified on the relevant website, unless otherwise required by mandatory consumer or privacy laws. 20. Contact For legal, privacy, or compliance-related enquiries, contact: or use the contact information published on the relevant website.